a img { border: 0; }

a { text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 11px; line-height: 16px;  }
a:link { color: #0C4481; text-decoration: none; }
a:visited { color: #0C4481; text-decoration: none; }
a:active { color: #0C4481; text-decoration: none; }
a:hover { color: #990000; text-decoration: underline; }

p, body { text-decoration: none; color: #333333; font-family: Verdana, Arial, sans-serif; font-size: 11px; line-height: 16px; }


.topnav { text-decoration: none; color: #ffffff; font-family: Verdana, Arial, sans-serif; font-size: 10px; font-weight: bold; }
a.topnav:link { text-decoration: none; color: #ffffff; font-family: Verdana, Arial, sans-serif; font-size: 10px; font-weight: bold; }
a.topnav:visited { text-decoration: none; color: #ffffff; font-family: Verdana, Arial, sans-serif; font-size: 10px; font-weight: bold; }
a.topnav:hover { text-decoration: underline; color: #ffffff; font-family: Verdana, Arial, sans-serif; font-size: 10px; font-weight: bold; }


.body { text-decoration: none; color: #333333; font-family: Verdana, Arial, sans-serif; font-size: 11px; line-height: 16px;}
a.body:link { text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 11px; }
a.body:visited { text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 11px; }
a.body:hover { text-decoration: underline; color: #990000; font-family: Verdana, Arial, sans-serif; font-size: 11px; }


.footer { text-decoration: none; color: #FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 10px; line-height: 12px; font-weight: bold; }
a.footer:link { text-decoration: none; color: #FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 10px; }
a.footer:visited { text-decoration: none; color: #FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 10px; }
a.footer:hover { text-decoration: underline; color: #FFFFFF; font-family: Verdana, Arial, sans-serif; font-size: 10px; }


.disclaimer { text-decoration: none; color: #e4e4e4; font-family: Verdana, Arial, sans-serif; font-size: 9px; line-height: 12px;}
a.disclaimer:link { text-decoration: none; color: #666666; font-family: Verdana, Arial, sans-serif; font-size: 9px; }
a.disclaimer:visited { text-decoration: none; color: #666666; font-family: Verdana, Arial, sans-serif; font-size: 9px; }
a.disclaimer:hover { text-decoration: underline; color: #666666; font-family: Verdana, Arial, sans-serif; font-size: 9px; }

H1 { text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 20px; line-height: 20px; margin-bottom:2px }
H1 a:link { text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 20px; line-height: 20px; margin-bottom:2px }
H1 a:visited { text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 20px; line-height: 20px; margin-bottom:2px }
H1 a:hover  { text-decoration: underline; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 20px; line-height: 20px; margin-bottom:2px }


.breadcrumbs { text-decoration: none; color: #666666; font-family: Verdana, Arial, sans-serif; font-size: 9px; }
a.breadcrumbs:link { text-decoration: none; color: #666666; font-family: Verdana, Arial, sans-serif; font-size: 9px; }
a.breadcrumbs:visited { text-decoration: none; color: #666666; font-family: Verdana, Arial, sans-serif; font-size: 9px; }
a.breadcrumbs:hover { text-decoration: underline; color: #990000; font-family: Verdana, Arial, sans-serif; font-size: 9px; }

.subhead {text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 11px; line-height: 16px; font-weight: bold; }
a.subhead:link { text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 11px; }
a.subhead:visited { text-decoration: none; color: #0C4481; font-family: Verdana, Arial, sans-serif; font-size: 11px; }
a.subhead:hover { text-decoration: underline; color: #990000; font-family: Verdana, Arial, sans-serif; font-size: 11px; }